Job description
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm proudly includes Returnly.
We're looking for an outstanding team member to join Affirm's Capital Markets team! Affirm Capital is responsible for structuring, negotiating, and executing a critical part of Affirm's revenue strategy. As a Capital Markets Lead, you will build and own a significant portion of the platform's funding strategy which drives Affirm's ability to scale its consumer point-of-sale lending business globally. This is a complex role essential to the functioning of a consumer finance and payments platform. The ideal team member will have strong technical and interpersonal skills and the desire to work closely with both internal and external stakeholders.
What you'll do
- Play a meaningful role in developing and executing on Capital Markets strategy to enable the company's rapid growth
- Own deal processes from start to finish, including structuring, negotiating, documenting, and executing
- Take charge of communication with Engineering, Product, Commercial, and Credit/Risk teams to drive scale for Affirm's capital platform and funding strategy
- Build and manage relationships with existing and potential investors
- Develop a strong understanding of Affirm's business from a unique perspective and learn how Capital Markets fits into broader corporate initiatives
What we look for
- 3-5+ years in structured finance, private credit, investment banking, fixed income sales & trading, or another credit-oriented role
- Financial modeling and transaction management experience, along with an understanding of fixed income principles
- Exceptional communication skills and ability to manage relationships with internal and external stakeholders
- High level of humility, accountability, and a strong desire to learn and grow
- Excellent analytical skills and attention to detail
- Experience with SQL or Python is a plus, but not required
- Clear alignment with Affirm's core values
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of hire. We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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